One of the biggest differences between a true
professional pressure washing company and a
fly-by-night operation is that businesses ability
to handle the liabilities of the risks it assumes.
While most expensive incidents are due to inexperience
or negligence, sometimes things do in fact
go wrong and leave someone with hefty repair
bills. Bottom line is if a professional service
goes in and tears something up on a job they
need to be able to pay for it. Most commercial
pressure washing customers require proof of
insurance and residential customers really
should as well.
When it comes to your pressure washing business
there are three primary forms of insurance
you really should have. Those are:
Liability Insurance - This is similar to the
liability insurance you carry with your drivers
license and will cover your business should
something go wrong on a job. Most commercial
services will carry a liability policy of $1
million to $2 million dollars.
Workers Comp - If you are injured on the job
workers comp can help cover your medical expenses
as well as lost wages for inability to work
during recovery. Worker comp varies slightly
from state to state, but in general is pretty
much the same all over.
Equipment Insurance - If
your equipment is financed then it's required
that it be insured, but even if it's not financed
and worth more than a few thousand dollars
you should consider insuring it. You always
should have full insurance on your vehicles
of course as well.
Some places to find insurance for your pressure
Bolt Business Insurance
Bolt Insurance will provide FREE competitive quotes for all of your business needs.
Compare business insurance quotes - Fast, Free, and Online!
Offering fast and easy quotes from numerous providers for your business liability
and automobile insurance needs.
Get Free Insurance Quotes for Health, Home,
Term or Whole Life, Business, Auto, Boat,
fixed annuities and more... it's your choice!